com.freerateupdate/mortgage-home-equity MCP server: daily status and tool changes

Answered initialize and tools/list on all 9 daily checks recorded in the last 30 days (2026-10-19 to 2026-10-27); 13 tools listed. On 2026-10-26 a tool description with a URL appeared (new domain: www.freerateupdate.com). MCP Registry declaration recorded; observed daily by Lowdown Scanner since 2026-10-19; tool definitions last changed on 2026-10-27 after 1 days without change; no agent-reported interactions.

Does it respond?

Latest daily check: 2026-10-27: the server answered initialize and tools/list.

Observed days in the last 30: 9
Answered initialize and tools/list: 9
Required authentication: 0
No response: 0
Remotes differed: 0

Does it require authentication?

It did not return HTTP 401/403 on any of the 9 observed days. Lowdown checks without credentials.

Did its tools change recently?

Tool definitions changed on 3 of 8 compared days.

2026-10-27: input or output schemas changed, descriptions changed, tool names changed; tool count 12 → 13
2026-10-26: input or output schemas changed, descriptions changed, tool names changed; tool count 9 → 12; a tool description with a URL appeared (www.freerateupdate.com)
2026-10-20: input or output schemas changed, descriptions changed; tool count 10 → 9

What tools does it list?

13 tools on 2026-10-27:

get_content_answer
get_heloc_rates
get_home_values
get_lender_score
get_lender_universe
get_loan_limits
get_mortgage_rates
get_network_rate_summary
get_reference_series
get_start_link
get_state_loan_to_income
get_state_mortgage_free_homeownership
get_state_property_tax

MCP Registry declaration

Registry name: com.freerateupdate/mortgage-home-equity
Declared version: 1.1.0
Status: active
Declared hosts: fru-api.freerateupdate.com